There are a number of levels of motorcycle insurance to cover events that could damage or even destroy your motorbike. Coverage includes:
Comprehensive motorcycle insurance covers your motorcycle for accidental damage, fire and theft, as well as damage caused by your bike to third party property. Comprehensive cover may also be restricted to one nominated rider, which will reduce the premium owing.
For further reduced premiums, you may want to consider a policy that covers your motorcycle for third party property damage and fire and theft only; no accidental damage is included.
To decide if a policy is right for you, talk to one of our Melbourne or Ballarat insurance brokers who have the experience and knowledge of motorcycle insurance.