Why use an insurance broker?

An insurance broker is working directly for you, not the insurance company. They are committed to sourcing the best cover available for your requirements.

At AB Insurance Solutions, we are committed to each and every client’s requirements. We listen and understand your requirements and are dedicated to obtaining the right cover for you. We are up to date with what’s new in the insurance market and what’s available. We have access to a multitude of suppliers, insurance products and services.

We are committed to tailoring a package to suit your requirements. We will source the best product available, with the best level of cover. We strive to make your life easier and explain all options available to you and deliver a package you are comfortable with.

What type of insurance policies do you offer?

AB Insurance Solutions are a general insurance broker and can source business or domestic and personal insurance. The commercial insurance cover we offer includes:

We also offer personal & domestic insurance including:

How do you choose which company to place my insurance cover with?

Our experienced commercial insurance brokers and each personal insurance broker deals with numerous insurance companies and providers in Australia and worldwide. We look at what they are offering in terms of type of cover provided and if it suits your requirements, along with competitive pricing and claims service. In short, we look at where your insurance would be best placed for you.

Can you tailor a package that suits my personal and business requirements?

At AB Insurance Solutions, we pride ourselves on our service and ability to package all your insurance together under our umbrella, making your life easier. We then become your one and only contact for all your personal and commercial insurance needs.

Yes, we have strata insurance and more.

At AB Insurance Solutions, we understand that insurance can be a confronting and confusing topic, particularly from a commercial perspective or when dealing with strata insurance. Our job is to take the difficulty out of your insurance and find the best and most appropriate cover for your requirements.

Money’s tight. How can I afford insurance?

The question is, how can you afford not to have insurance? We understand that times can be tough, but you cannot afford not to protect your assets, particularly your home and contents. We can tailor a personal insurance package that fits within your budget and we can also arrange scheduled payment schemes so you don’t have to pay the whole bill in one hit.

Do you offer services outside Melbourne and Ballarat?

Although our headquarters are at 18 Doveton Street North in Ballarat, we provide insurance services throughout the whole of Australia.

Is professional indemnity insurance just for professionals?

Professional indemnity insurance is a product for anybody who provides a specialist service or advice to others. You could be a financial adviser or manicurist – if you advise or do work for others, you should consider professional indemnity insurance cover.

What insurance policies should a new business consider?

Your commercial insurance requirements will depend on the services you provide. If you’re running your own business, without employees, you should have accident and illness cover, income protection insurance, professional indemnity insurance and cover for your property and assets.

If you employ staff, then Workcover insurance is compulsory and, depending on your business activities, you should look at product liability insurance as well as third party personal injury and commercial vehicle insurance cover.

As a Melbourne and Ballarat business insurance broker, we can source cover for scenarios ranging from business interruption from power failure, through to packages providing broken glass cover to protect the windows of commercial buildings.

Are you focused only on commercial insurance or do you offer cover for individuals and families?

There is no doubt that commercial insurance is a significant part of our business and one of our experienced business insurance brokers will be able to help you with any of your insurance needs. However, personal insurance is also an important component. Whether you’re a national organisation seeking commercial vehicle insurance for your fleet, or a mum and dad wanting to insure your home, we are there to help you find the best cover.

Do you offer cover for first-home owners?

We have packages to suit most situations, including home building. Our covers range from builder’s warranty insurance during the building of your new home, through to construction insurance and home and contents insurance packages.

Do your packages include cover for classic cars, motorcycles and boats?

No matter what you drive, ride or sail, and no matter whether it’s personal or commercial vehicle insurance you’re after, we can find the right cover for your precious assets, from motorcycle insurance, personal motor vehicle insurance and boat insurance and more.

What about farm equipment?

We provide policies that cover both urban and rural settings and our rural and farm insurance policies can be tailored to suit the demands of full-time farmers and the machinery and equipment they use, or hobby farmers whose farm is more recreational than professional.

To make an appointment to meet with a commercial insurance broker, business insurance broker of personal insurance broker here at AB Insurance Solutions, please contact us today.